body {
	background-color:#ffffff;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	margin:20;
	padding:0;
	font-size:10px;
	color: #000000;
}


/* Wrapper tag act as a container element for all design elements, determines where the design is positioned in the body element */
#wrapper { 
width: 761px; 
background-color:#FFFFFF;
margin:20px auto;
}

a:link {
	color: #000000;
	text-decoration: underline;
}
a:visited {
	text-decoration: underline;
	color: #000000;
}
a:hover {
	text-decoration: none;
	color: #000000;
}
a:active {
	text-decoration: underline;
}
.blueheading {
	color: #003399;
	font-style: normal;
}

.faqbold {
	color: #003399;
	font-style: normal;
	font-weight:bold;
}


.blacklinks a:link { color: #000000; text-decoration: underline; }
.blacklinks a:visited { color: #000000; text-decoration: underline; }
.blacklinks a:hover { text-decoration: none; color: #000000; }
.blacklinks a:active { text-decoration: underline; color: #000000; }

/*	BACKGROUND IMAGE LEFT CONTENT BOX */
#bg_left {
background-image: url("../images/borders_04.jpg");
background-repeat:repeat-y;
}

/* BACKGFROUND IMAGE RIGHT CONTENT BOX */
#bg_right {
background-image: url("../images/borders_06.jpg");
background-repeat:repeat-y;
}

/* BACKGROUND IMAGE LEFT LINKS GREY BOX */
#bg_left_grey {
background-image: url("../images/borders_10.jpg");
background-repeat:repeat-y;
}

/* BACKGROUND IMAGE MIDDLE LINKS BOX */
#bg_middle_grey {
background-image: url("../images/borders_11.jpg");
background-repeat:repeat-y;
}

/* BACKGROUND IMAGE RIGHT LINKS BOX */
#bg_right_grey {
background-image: url("../images/borders_12.jpg");
background-repeat:repeat-y;
}

.redtext {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #CC0000;
}